Legal Notice

This Website has been created by BANKOFAD, hereinafter referred to as BANKOFAD, for information and personal use only. The entire contents of this Website are subject to copyright protection. The content available on this Website is the property of BANKOFAD or its licensors and is protected by common-law trade-name/trade-mark and other intellectual property laws in International copyright laws.

BANKOFAD´S GENERAL DETAILS

The registration documents of BANKOFAD and its Commercial Rights are filed in the Prime Commercial Registry of Washington D.C., and derive from predeposited Rights in the "Online Public Records" of the 'Recorder of Deeds of Office of Tax and Revenue' of  Washington DC ( https://otr.cfo.dc.gov/service/recorder-deeds-document-images  ).  If you wish to contact BANKOFAD, please refer to the contact us page.

BANKOFAD has implemented measures and proceedings in order to prevent and to detect Money Laundering. These measures are in line with the recommendations of FATF.

Accessing this website implies knowledge and acceptance of the following terms and conditions. It is recommended that you read the content contained herein with care if you wish to access and make use of the information and services provided by BANKOFAD on this website.

Terms and Conditions of use

• The contents, business activities, products and services included in this website are not conceived for, nor directed towards those people that reside in jurisdictions where its contents are not authorised.

• Access to this website is the exclusive responsibility of the users.

• Access to this website does not imply engagement of any type of commercial relationship between BANKOFAD and the user.

• Accessing and browsing this website implies acceptance and knowledge of the legal warnings terms and conditions of use contained within.

Updating and Modification of information

The information that appears in this website is that in force on the date of its latest update. BANKOFAD reserves the right to update, modify or delete information from this website, and can limit or deny access to this website.

• You will not be able to alter, change, modify, or adapt this website. However, BANKOFAD reserves the right to make at any time, as many changes and modifications it considers appropriate, being able to make use of this facility at any time and without prior notice.

• BANKOFAD reserves the power to unilaterally modify the conditions and terms of use of this website. Any modification of these terms and conditions will be suitably announced in tis website. The applicability of modifications to the conditions of use will begin from the moment of their publication on this website.

Contents

• BANKOFAD dedicates its full resources in ensuring no error appears in the website content. BANKOFAD, does not guarantee, nor it takes responsibility for consequences that they could derive of errors in the contents that they could appear in this website, given by third parties.

• BANKOFAD assumes no responsibility for discrepancies that might exist between printed documents and the electronic version published on this website. In the event of a discrepancy between the printed version and the one published on the website, the printed version will take precedence.

• BANKOFAD, informs that in the event of disagreement between the information contained on the website in English version, or where applicable in different another language from Spanish, and the original version in English, will prevail this latest one.

• BANKOFAD accepts no responsibility whatsoever for those contents, commercial activities, products and services included that might be viewed via electronic links, directly or indirectly, via this website. The presence of links in the website of BANKOFAD, save for express declaration to the contrary, has a merely informative aim and in no case implies suggestion, invitation or recommendation of the same. These links do not represent any type of relationship between BANKOFAD, and the individuals or companies publishing the websites to which access can be gained by way of these links. BANKOFAD reserves the right to withdraw the links that appear in its website unilaterally and at any time.

• BANKOFAD has not participated and is not connected to the content of the websites that may be viewed on the BANKOFAD website, which are the exclusive responsibility of the individuals or companies that own the websites accessed in each case. Any complaint, enquiry or claim related to contents on these websites, or the way they handle personal data, must be addressed directly to the individuals or companies that own the websites.

• BANKOFAD, does not assume responsibility for the content of any forum or debate in cyberspace (chat), newsletters or any type of transmissions, that are linked to this website and will cooperate, if required by court order or by relevant authorities, in the identification of the persons responsible for those contents that violate the law.

• BANKOFAD rejects all responsibility that could derive from the transferal of information between users. The responsibility of information distributed on this website belongs exclusively to those distributing it. Any type of data transmission that users can make to or by way of this website or other accesses controlled by BANKOFAD, that breach third-party ownership rights, or whose content is threatening, defamatory, obscene, pornographic, or the transmission of any other material that constitutes or incites conduct that can be considered a criminal offence is forbidden.

• BANKOFAD reserves the right to impede or forbid access to any Internet user that introduces any content into the website that violates legal or immoral standards, reserving the right of legal action when it considers opportune.

Navigation, access and security

• Accessing and browsing this website implies acceptance and knowledge of the legal warnings, conditions and terms of use contained within. BANKOFAD makes the maximum effort so that navigation is carried out under optimum conditions and to avoid damages of any kind that might be caused during the same.

• This website has been designed to support Internet Explorer, Firefox, Safari and Chrome web browsers. BANKOFAD does not accept responsibility for damages, of any kind, that might be caused to the users by using other web browsers or versions of web browsers different to those for which the website has been designed.

• Access to transactional services and those which include the capture of personal details is carried out in a secure environment using 128-bit SSL protocol (Secure Socket Layer). The secure server establishes a connection in such a way that the information transmitted is encrypted. This ensures that the transmitted content is only intelligible to the client's computer and to BANKOFAD. The user can check that he is within a secure environment if in the status bar of his web browser a locked padlock appears.

• BANKOFAD accepts no responsibility nor does it guarantee that access to this website will be uninterrupted or free from informational errors. Neither is it responsible for nor does it guarantee that content or software which can be accessed via this website is free from error or possible causes of damage. Under no circumstances will  BANKOFAD be responsible for losses or damages of any kind that arise from accessing or using the website, including but not limited to those occasioned to computer systems or those provoked by the introduction of a virus. BANKOFAD does not accept responsibility for damages to users that can arise from unsuitable use of this website. In particular, it does not accept responsibility in any way for falls, interruptions, or faults or defects in telecommunications that can happen during operations of a financial nature.

• Services offered on this website can only be utilised correctly if the technical specifications for which it has been designed are complied with.

Intellectual and Industrial Property

• This website and the contents therein are protected by Intellectual Property laws. They may not be subjected to exploitation, reproduction, distribution, modification, public communication, cession or transformation. Accessing this website gives users no rights or ownership whatsoever over intellectual property rights of the contents that this website holds.

• The content of this website may be downloaded to the user's terminal, provided that it is for their own private use and with no commercial purpose; therefore, it is forbidden to exploit, reproduce, distribute, modify, communicate publicly, cede, transform or use the content of this website for public or commercial purposes.

• BANKOFAD does not transfer the property of its software to the users. The user is the owner of the support on which the software is recorded. BANKOFAD withholds all industrial and intellectual property rights including software. If the user transfers software from this website to their terminal, they may not dissect it for study, or uncompelled it, or translate the original version from the one code or language to another code or language.

• The trade name, brands, logo, products and services that this website contains are protected by law.

• BANKOFAD reserves the possibility of executing legal proceedings against users that violate or breach intellectual and industrial property rights.

Data Protection

• Users of the website are under no obligation to provide personal information upon visiting the website. In the event that the user gives some personal information, the data collected in this website will be used for the purposes, in the manner and with the limitations and rights that are described in the Data Protection Act 1998, concerning Protection of Personal Data. Data facilitated by users will be incorporated into files of a personal character of which BANKOFAD is responsible, and where the confidentiality of the information contained therein they will be conserved by BANKOFAD.

• Personal data provided by users, (including the image from their identification document, mobile phone number and email), in addition to data to which BANKOFAD has access as a consequence of user navigation through the Company's web pages for consultation, application or the contracting of any service or product, or transaction or operation realised, will be used and, if applicable, added to databases, under the responsibility of BANKOFAD, for the suitable maintenance, fulfilment and control of the pre-contractual and contractual relationship between users and BANKOFAD and the provision of the best services, as well as for the BANKOFAD's fulfillment of its legal obligations. BANKOFAD has adopted the necessary technical and organisational measures to guarantee the security and integrity of data, as well as to avoid its alteration, loss, unauthorised handling or access.

• BANKOFAD will proceed to the cancellation of the collected data when they stop being necessary or pertinent for the aim for that which would have been obtained or registered.

• In the case where the data collected are used for a different purpose than that for which they had been obtained or recorded, the prior consent of the interested parties will be required.

• Users will be able to exercise free the rights of revocation, access, rectification, appropriate cancellation and opposition, proving its identity to the e-mail address pThis email address is being protected from spambots. You need JavaScript enabled to view it., indicating PERSONAL DATA PROTECTION ACT right ARCH, in accordance with the law of Data Protection act.

• At the time of to proceed to the collected one of details the voluntary character will be indicated or compulsory of the details object of collected and aims. The refusal to give data described as compulsory will mean that it will be impossible to access the service for which the data were requested. As well as, will be able to provide details voluntarily so that they can provide in the best possible way offered services.

• If website users have to provide their e-mail address to access services provided they can state that they do not wish to receive any type of communication that BANKOFAD might send, provided that it is not linked strictly to the purpose for which the service was requested. BANKOFAD will offer users that might have been registered in some type of mailing list within this website suitable mechanisms to unsubscribe from the list.

• Accessing this website can involve the use of cookies. Cookies are small amounts of information that are stored in the web browser used by each user so that the server remembers certain information that subsequently only the server that implemented it will read. Cookies have, in general, a limited time duration. No cookie permits the possibility of contact via the phone number of the user, their e-mail address or with any other means of contact. No cookie can extract information from the hard disk of the user or steal personal information. The only way by which the private information of a user forms part of the cookie file is if the user personally gives that information to the server. Those users who do not wish to receive cookies or who want to be informed of their presence can configure their web browser for this purpose.

Applicable legislation

• The terms and conditions that govern this website and all relationships that might arise from it are safeguarded by International Law.

 

Notice for residents in Spain.
BANKOFAD has an information point in Calle Retama, EDIF BELAIR 1 - Puerto de la Cruz - Tenerife (España),  at the company offices BFDE sa.

Notice to our customers and the general public.
The Financial and Banking Services provided by other financial institutions which in many cases have BANKOFAD word  incorporated in the name, are totally independent services and unrelated to the activities of BANKOFAD.

BANKOFAD is not a broker-dealer and does not execute or effect securities transactions, and does not provide or recommend services or products of investment, in relation to arranging and administering regulated mortgage contracts,

The information contained on this website is current at the date of publication but is subject to change without notice. BANKOFAD has expressed its own views and opinions on the website and these may change.

Certain products and services mentioned on this website may not be eligible for sale in some states or countries and they may not be suitable for all types of investors. This website does not constitute an offer or solicitation and must not be relied upon in connection with any financial decision and is not directed at you if BANKOFAD is prohibited by any law of any jurisdiction from making the information on this website available to you and is not intended for any use that would be contrary to local law or regulation.

No products and services mentioned on this website must be promoted in any jurisdiction where this would not be permitted. Accordingly, persons are required to inform themselves of and observe any such restrictions.

This site is for informational purposes only. Due to regulatory requirements, access to the opportunities, investments, strategies or services described on this website may be restricted to certain sophisticated persons. No information on this website should be construed as a solicitation, offer, recommendation, and representation of suitability or endorsement of any security, investment or strategy. Offerings of securities in entities advised by BANKOFAD are made only by offering documents distributed by persons authorized by BANKOFAD.

Accessing this website implies knowledge and acceptance of the following terms and conditions. It is recommended that you read the content contained herein with care if you wish to access and make use of the information and services provided by BANKOFAD on this website.

This Website has been created by BANKOFAD, hereinafter referred to as BANKOFAD, for information and personal use only. The entire contents of this Website are subject to copyright protection. The content available on this Website is the property of BANKOFAD ("BANKOFAD") or its licensors and is protected by copyright and other intellectual property laws in the International copyright laws.

We maintain strict security standards and procedures to prevent unauthorised access to information about you.

BANKOFAD does not control or endorse and is not responsible for third-party websites to which this site links.

Please review the Legal Disclaimer and Terms &Conditions of Use for additional important information.

Please review the cookies of Use for additional important information.